"Do not save what is left after spending, but spend what is left after saving." — Warren Buffett

Honestly, this one hits hard. Buffett's basically calling us out for our usual nonsense—waiting to see what scraps we have at the end of the month and then pretending we’re ‘saving.’ Nah, flip it. Save first, right off the top, and then do your spending with whatever’s left. It’s like paying your future self before you treat present-you to takeout or whatever. Simple, but man, it’s a game-changer if you actually do it.

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