RE: How much APR on HBD savings?
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Not too sure of the implications actually - I am sure there are trade offs, otherwise, the higher the better right? I kinda miss the 20% APR days, but the current 15% is fine. I think status quo is fine, or psychologically, a minimum of 10% (double digit).
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Every hbd that is paid through interests is basically 15 more hive in circulation and one more step towards the haircut. The hive blockchain is programmed to reduce HBD supply when prices drop but the interests are not comprehended in that and they make things worse for hive prices.
I see, then actually it doesn't make any difference. Maybe the price of Hive will do better if HBD APR is 0% since there is lesser supply?
With 0% APR, there would be one source of HBD printing that would stop and it can only be positive for overall hive prices.
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