RE: Where My Money Goes, And How I Plan To Keep Some This Year

I have always saved for years now and just like your mother, I track my spendings. I have a budget app that I have been consistent with for over two years now and it always works. Saving for emergency is also very necessary because responsibility will not inform you when it comes. It will come rushing like a flood without warning you in advance. So, it’s good to start saving and planning ahead.