RE: July Income Overview... Just getting by, for now!
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I recently wrote a post about a new budget app that I made. Your post has given me ideas for some improvements.
I tend to focus more on outgoings and a "doomsday" countdown (anticipating the worst case scenario of zero new income) - and trying to accurately forecast every conceivable cost.
I never view any income as guaranteed, and since being retrenched a few weeks back, my wife is the solo bread winner until I find a new gig.
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That's an interesting way of looking at it... I'm OK long term as I've got a teacher's pension that kicks in from 2033, not too far in the future, that'll go a long way to helping keep the money coming in!
I’ve got another thirty billion years (subjectively) before any sort of retirement accounts start to pay out. :P