RE: From 15% HBD APR to 12% and Buying GIFU
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I think the interest rate on HBD needs to drop down to 3% or somewhere around there. Then bump up the rate on staked HIVE to 15% or more.
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The APR is the last of our problems here. The DHF is the number 1 and the people who are taking advantage of Hive, through that as well. We decreased the APR from 20 to 15 and literally nothing happened, we are in a worse state. Even if it's 0 or 1%, i bet that nothing will change
I didn't say it would fix it. You were talking about the interest rate. I said what I would like to see.